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Primary Portfolios

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Finding an appropriate balance between equity and fixed income is an important component in pursuing your financial goals. We seek to manage risk primarily through asset allocation and diversification. We offer seven primary asset allocations with expanded and focused portfolios in each for an account held at GSCS. We can help you determine a strategy that is well-suited for your investment needs.

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1. Conservative

  • Diversification: Expanded Portfolio
  • Risk: low
  • Primary Objective(s): total return with a secondary objective of capital preservation
  • Time Horizon: short-term
  • Target Allocation: 80% Fixed Income, 20% Equity

STRATEGY:
This portfolio seeks total return, with a secondary objective of capital preservation. The diversified strategy is invested primarily in Fixed Income—which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. It also has a small portion allocated to Equity—which may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.

FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity  5.0%
Eventide Asset Management, LLCEventide Equity Income  5.0%
Eventide Asset Management, LLCEventide Mid Cap  5.0%
Values First Advisors, Inc.VFA REIT  2.5%
Values First Advisors, Inc.VFA Small Cap Focus  2.5%
Values First Advisors, Inc.VFA Total Return (FI)40.0%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)40.0%

FP1. Conservative

  • Diversification: Focused Portfolio (FP)
  • Risk: low
  • Primary Objective(s): total return with a secondary objective of capital preservation
  • Time Horizon: short-term
  • Target Allocation: 80% Fixed Income, 20% Equity

STRATEGY:
This portfolio seeks total return, with a secondary objective of capital preservation. The diversified strategy is invested primarily in Fixed Income—which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. It also has a small portion allocated to Equity—which may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.

FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity12.0%
Eventide Asset Management, LLCEventide Mid Cap  8.0%
Values First Advisors, Inc.VFA Total Return (FI)40.0%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)40.0%

 

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2. Conservative with Growth

  • Diversification: Expanded Portfolio
  • Risk: moderate
  • Primary Objective(s): seek income with moderate growth
  • Time Horizon: short to medium term investment horizon
  • Target Allocation: 60% Fixed Income, 40% Equity

STRATEGY:
The portfolio seeks income with moderate growth. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.

FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity 10.0%
Eventide Asset Management, LLCEventide Equity Income 10.0%
Eventide Asset Management, LLCEventide Mid Cap 10.0%
Values First Advisors, Inc.VFA REIT  4.0%
Values First Advisors, Inc.VFA Small Cap Focus  6.0%
Values First Advisors, Inc.VFA Total Return (FI)30.0%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)30.0%

FP2. Conservative with Growth

  • Diversification: Focused Portfolio (FP)
  • Risk: moderate
  • Primary Objective(s): seek income with moderate growth
  • Time Horizon: short to medium term investment horizon
  • Target Allocation: 60% Fixed Income, 40% Equity

STRATEGY:

The portfolio seeks income with moderate growth. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.

FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity24%
Eventide Asset Management, LLCEventide Mid Cap16%
Values First Advisors, Inc.VFA Total Return (FI)30%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)30%
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3. Balanced

  • Diversification: Expanded Portfolio
  • Risk: moderate
  • Primary Objective(s): balance of growth and income
  • Time Horizon: medium term
  • Target Allocation: 50% Fixed Income, 50% Equity

STRATEGY:
The portfolio seeks a balance of growth and income. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.

FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity12.5%
Eventide Asset Management, LLCEventide Equity Income7.0%
Eventide Asset Management, LLCEventide Large Cap3.0%
Eventide Asset Management, LLCEventide Mid Cap12.5%
Values First Advisors, Inc.VFA REIT 5.0%
Values First Advisors, Inc.VFA Small Cap Focus10.0%
Values First Advisors, Inc.VFA Total Return (FI)25.0%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)25.0%

FP3. Balanced

  • Diversification: Focused Portfolio (FP)
  • Risk: moderate
  • Primary Objective(s): balance of growth and income
  • Time Horizon: medium term
  • Target Allocation: 50% Fixed Income, 50% Equity

STRATEGY:
The portfolio seeks a balance of growth and income. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.

FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity30%
Eventide Asset Management, LLCEventide Mid Cap20%
Values First Advisors, Inc.VFA Total Return (FI)25%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)25%
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4. Balanced with Growth

  • Diversification: Expanded Portfolio
  • Risk: moderate growth
  • Primary Objective(s): seeks growth with a secondary objective of income
  • Time Horizon: medium to long-term investment horizon
  • Target Allocation: 60% Equity, 40% Fixed Income

STRATEGY:
The portfolio seeks growth with a secondary objective of income. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.

FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity  17.5%
Eventide Asset Management, LLCEventide Equity Income  4.5%
Eventide Asset Management, LLCEventide Large Cap  4.5%
Eventide Asset Management, LLCEventide Mid Cap  15.0%
Eventide Asset Management, LLCEventide Healthcare  3.5%
Values First Advisors, Inc.VFA REIT  5.0%
Values First Advisors, Inc.VFA Small Cap Focus  10%
Values First Advisors, Inc.VFA Total Return (FI)  20.0%
Values First Advisors, Inc.VFA Strategic Mgmt  20.0%

FP4. Balanced with Growth

  • Diversification: Focused Portfolio (FP)
  • Risk: moderate
  • Primary Objective(s): seeks growth with a secondary objective of income
  • Time Horizon: medium to long-term investment horizon
  • Target Allocation: 60% Equity, 40% Fixed Income
STRATEGY: The portfolio seeks growth with a secondary objective of income. The diversified strategy is invested in a mixture of Fixed Income and Equity. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity36%
Eventide Asset Management, LLCEventide Mid Cap24%
Values First Advisors, Inc.VFA Total Return (FI)20%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)20%
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5. Moderate Growth

  • Diversification: Expanded Portfolio
  • Risk: moderate growth
  • Primary Objective(s): seeks growth with a secondary objective of income
  • Time Horizon: long-term
  • Target Allocation: 70% Equity, 30% Fixed Income

STRATEGY:

The portfolio seeks long-term growth of principal with a secondary objective of income. The diversified strategy is invested primarily in Equity with a portion in Fixed Income. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.

FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity  20.5%
Eventide Asset Management, LLCEventide Equity Income  4.0%
Eventide Asset Management, LLCEventide Large Cap  4.0%
Eventide Asset Management, LLCEventide Mid Cap  17.5%
Eventide Asset Management, LLCEventide Healthcare  4.0%
Values First Advisors, Inc.VFA REIT  5.0%
Values First Advisors, Inc.VFA Small Cap Focus  15.0%
Values First Advisors, Inc.VFA Total Return (FI)  15.0%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)  15.0%

FP5. Moderate Growth

  • Diversification: Focused Portfolio (FP)
  • Risk: moderate growth
  • Primary Objective(s): seeks growth with a secondary objective of income
  • Time Horizon: long-term
  • Target Allocation: 70% Equity,30% Fixed Income

STRATEGY:
The portfolio seeks long-term growth of principal with a secondary objective of income. The diversified strategy is invested primarily in Equity with a portion in Fixed Income. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.

FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity42%
Eventide Asset Management, LLCEventide Mid Cap28%
Values First Advisors, Inc.VFA Total Return (FI)15%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)15%
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6. Growth

  • Diversification: Expanded Portfolio
  • Risk: moderately aggressive
  • Primary Objective(s): growth
  • Time Horizon: long-term
  • Target Allocation: 80% Equity, 20% Fixed Income
STRATEGY: The portfolio seeks long-term growth of principal. The diversified strategy is invested primarily in Equity with a portion in Fixed Income. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity  23.5%
Eventide Asset Management, LLCEventide Equity Income  3.5%
Eventide Asset Management, LLCEventide Large Cap  3.5%
Eventide Asset Management, LLCEventide Mid Cap  20.0%
Eventide Asset Management, LLCEventide Healthcare  4.5%
Values First Advisors, Inc.VFA Agg Mark Opp  2.0%
Values First Advisors, Inc.VFA REIT  5.0%
Values First Advisors, Inc.VFA Small Cap Focus  18.0%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)  20.0%

FP6. Growth

  • Diversification: Focused Portfolio (FP)
  • Risk: moderately aggressive
  • Primary Objective(s): growth
  • Time Horizon: long-term
  • Target Allocation: 80% Equity, 20% Fixed Income
STRATEGY: The portfolio seeks long-term growth of principal. The diversified strategy is invested primarily in Equity with a portion in Fixed Income. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. Fixed Income which may include treasuries, inflation protection instruments, investment grade corporate bonds, high yield bonds, mortgage backed securities, convertible bonds, investment strategies that inversely correlate with certain fixed income securities, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity48%
Eventide Asset Management, LLCEventide Mid Cap32%
Values First Advisors, Inc.VFA Strategic Mgmt (FI)20%
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7. Aggressive

  • Diversification: Expanded Portfolio
  • Risk: aggressive
  • Primary Objective(s): growth
  • Time Horizon: long-term
  • Target Allocation: 100% Equity
STRATEGY: The portfolio seeks long-term growth of principal. The diversified strategy is invested in Equity. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity25.0%
Eventide Asset Management, LLCEventide Large Cap 8.0%
Eventide Asset Management, LLCEventide Mid Cap 26.0%
Eventide Asset Management, LLCEventide Healthcare  6.5%
Values First Advisors, Inc.VFA Agg Market Opp  5.0%
Values First Advisors, Inc.VFA Small Cap Focus24.5%
Values First Advisors, Inc.VFA Alternatives  5.0%

FP7. Aggressive

  • Diversification: Focused Portfolio (FP)
  • Risk: aggressive
  • Primary Objective(s): growth
  • Time Horizon: long-term
  • Target Allocation: 100% Equity
STRATEGY: The portfolio seeks long-term growth of principal. The diversified strategy is invested in Equity. Equity may include large-, mid-, and small-cap domestic and global stock, REITs, and other investments. See the Important Information section below on this web page. The portfolio is managed by the below Firms.
FIRMMODEL FOLIOTARGET ALLOCATION
American Values Investments, Inc.American Values Equity60%
Eventide Asset Management, LLCEventide Mid Cap40%
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Important Information

* The above Portfolios are available exclusively for VFA clients with accounts custodied at Folio Investments, Inc., dba Goldman Sachs Custody Solutions (GSCS).

* Most of our clients find that one of the above Portfolios fits their investment needs. However, from time to time we develop custom portfolios for unique client needs and requests. Talk with your VFA advisor if you would like more information.

* A portion of the account’s assets will be held in cash.

* The information about the above Portfolios was current as of the date this information was posted to this website. However, the actual Portfolios may differ. Talk with your VFA advisor for more information.

* All of the investments in the Portfolios contain risk and may lose value.

* For other important information and disclosures, see our Discretionary Advisory Agreement and Firm Brochure on our Forms page.